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Personal Umbrella Policies

Click the button below to get started on a quote for your Umbrella Policy now!
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What Is Umbrella Liability? 
If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney's fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That's what a personal umbrella liability policy provides. 


An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowners, renters, condo or auto policy. It will also cover you for things such as libel and slander.


Because the personal umbrella policy goes into effect after the underlying coverage is exhausted, there are certain limits that usually must be met in order to purchase this coverage. Most insurers will want you to have about $250,000 of liability insurance on your auto policy and $300,000 of liability insurance on your homeowners policy before selling you an umbrella liability policy for $1 million of additional coverage. 
Monday - Thursday 9:00 - 5:00 | Friday 9:00 - 3:30​

Contact Information
​Office Address
107 Ditto Street
Archbold, OH 43502

Contact
419-445-6846 Office
419-445-5103 Fax
zach.p@shortagency.com
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